Interest Free Credit

General Information

We now offer five flexible payment options on all purchases over £500*. Spread payments from 6 months to 24 months with a low fixed monthly payment to help budget your costs. Starting with our amazing 0% APR offer, you can buy the items you want now with no need to save and still keep money for day-to-day costs. Apply online or in-store – it’s quick, easy and you’ll get an instant decision. Our online retail finance partner is Deko.

How To Apply

Online: Select ‘Buy On Finance’ from the checkout. Choose a term (6 - 24 months) and click 'Check Rate' to preview the monthly instalment before clicking ‘Proceed To Finance Application’. This will take you to a short form on the Deko secure server and you will be advised of the finance decision.

In Store: You can ask one of our friendly team about the various finance options available.


You must be over 18 years of age and a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment. You must have a UK bank account capable of accepting direct debits. The goods must be delivered to your home address. A minimum deposit of 10% is required and is payable by credit or debit card upon acceptance. Credit is provided subject to status.

Consumer credit service provided by Deko in association with Moneyway. Deko is licensed by The Office of Fair Trading Consumer Credit License: 0616240. For more information please visit

Moneyway is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Should you require any further guidance on the changes to the regulatory structure, please contact the PRA and the FCA directly for guidance and how this may impact your organisation. Moneyway / Secure Trust Bank will be unable to answer queries relating to your regulatory body and organisation.

*Not available on discounted items, or on orders outside the UK


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