Interest Free Credit

We are Bradley Hatch Limited, trading as Bradley Hatch Jewellers in England and Wales with company number 04049625 and whose registered office and main trading address is located at Bradley Hatch Jewellers, Tunstead Road, Wroxham, Norwich, Norfolk, NR12 8QG.

Bradley Hatch Limited is regulated by the Financial Conduct Authority, our registration number is 690611.

We are pleased to offer finance options on any purchase over £500.00 made through our website (our site).

General Information and benefits

  • Finance is available on all purchases over £500.00 made through our site.

  • A minimum deposit of 10% of the relevant purchase will be required and is payable by credit or debit card upon acceptance.

  • You can spread the cost of your purchase to minimise your monthly payments.

  • You can apply for finance online.

  • We offer a range of payment options to consider from 6-24 months interest free, and 24-48 months at a competitive interest rate of 7.9% APR, simply select the option that works best for you depending on those presented to you.

  • It’s quick, easy and you’ll get an instant decision.


  • Credit is provided subject to age and status.

  • Please note that we can only deliver goods to the registered address used in any finance application. Customer’s are unable to collect goods from our store if purchased via finance online, nor are we able to deliver to any address other than that shown as the current address on the credit agreement.


Credit is provided subject to age and status. Before completing a credit application, you must satisfy the following pre-check criteria:

  • You must be 18 years of age, and a UK resident with at least 3 years continual address history.

  • You (or your partner) must be in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of disability benefit or self-employed.

  • You must have a debit or credit card in your name and registered to your address (you’ll need this to match the address used to complete the identity verification).

  • You must have a UK bank or building society account capable of accepting direct debits.

Finance is not available to students or the un-employed. Applications that have previously been rejected should not be re-proposed within a 3-month period.

Our retail finance partner is V12 Retail Finance (a trading name of Secure Trust Bank PLC) registered in England and Wales with company number 4584692, and authorised and regulated by the Financial Conduct Authority (registration number 679653).

Representative Example

Total cash price




Amount of Credit


Duration of agreement

6 months

Payable by 6 instalments of


Total amount repayable


Rate of interest

0% APR fixed

How to apply

Visit our website and select the items that you wish to purchase.

On the checkout screen, select Finance Options as your payment option and click on the option that is most suitable.

You will be redirected to V12 Retail Finance to complete your finance application. This screen will provide you with an outline of your loan and guide you through the application process.

V12 Application Example


Bradley Hatch Limited acts as a credit intermediary, and not the lender and only offers credit products from V12 Retail Finance. Credit is provided subject to age and status.

Correspondence address for post: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ

Call Customer Services: 029 2046 8912

Open Mon-Fri 8am-8pm; Saturday 9am-6pm; Sunday 10am-5pm