General Information

We offer flexible payment options on all purchases over £1000*. Spread your payment over 12 months with a low fixed monthly payment to help budget your costs. Starting with our amazing 0% APR offer, you can buy the items you want now with no need to save and still keep money for day-to-day costs. Apply online or in-store – it’s quick, easy and you’ll get an instant decision. Our online retail finance partner is Deko.

How To Apply

Online: On the payment screen at the checkout select 'Buy on Finance'. This will take you to a short form on the Deko secure server and you will be advised of the finance decision.

In Store: You can ask one of our friendly team about the various finance options available.


You must be over 18 years of age and a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment. You must have a UK bank account capable of accepting direct debits. The goods must be delivered to your home address. A minimum deposit of 10% is required and is payable by credit or debit card upon acceptance. Credit is provided subject to status.

Bradley Hatch Ltd. is authorised and regulated by the Financial Conduct Authority, register number 690611 and act as a credit intermediary. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies. 

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to or visit

*Not available on discounted items, or on orders outside the UK